Terms of Service

Agreement to Terms

By accessing or using the Creating Your Plan website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Services

Creating Your Plan provides business consulting, coaching, and educational services for B2B consultants and professional service providers. Our services may include:

• Online courses and digital products
• Group coaching programs
• One-on-one consulting sessions
• Downloadable resources and tools
• Community access and support

Payment Terms

For paid services:

• All fees are stated in U.S. dollars unless otherwise specified
• Payment is due at the time of purchase unless a payment plan is offered
• Payment plans must be completed according to the agreed schedule
• We accept major credit cards and other payment methods as specified at checkout
• All sales are final unless otherwise stated in the specific program terms

Refund Policy

Refund policies vary by program and will be clearly stated at the time of purchase. Generally:

• Digital products are non-refundable due to their nature
• Coaching programs may have specific refund windows as outlined in program materials
• Refund requests should be submitted in writing to the contact information provided

Intellectual Property

All content, materials, and intellectual property provided through our services are owned by Creating Your Plan unless otherwise noted. You may not:

• Copy, reproduce, or distribute our materials without permission
• Share login credentials or access with others
• Use our content to create competing products or services
• Remove any copyright or proprietary notices

You retain ownership of any materials you create using our frameworks and tools for your own business.

User Conduct

When using our services, you agree to:

• Provide accurate information
• Respect other community members
• Not engage in harassment, spam, or disruptive behavior
• Use the services only for lawful purposes
• Maintain confidentiality of discussions within group settings

Limitation of Liability

Creating Your Plan provides educational and consulting services. We do not guarantee specific results. To the fullest extent permitted by law:

• We are not liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid for the specific service
• You use our services at your own risk

Termination

We reserve the right to terminate or suspend access to our services at our discretion, including for violation of these terms. Upon termination, your right to use the services will immediately cease.

Changes to Terms

We may update these Terms of Service from time to time. We will notify you of significant changes by posting the new terms on our website. Your continued use of our services after changes constitutes acceptance of the updated terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms of Service, please contact us at:

Kathryn Brown
Creating Your Plan
success@creatingyourplan.com
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